// writing

Things I keep coming back to.

Six streams: longer pieces on this site, my personal Substack (13,000+ subscribers), the Frontier Foundry Substack (3,000+ subscribers), The SCIF at the George Mason National Security Institute, op-eds in external outlets, and the occasional regulatory statement or testimony.

Longer pieces — on this site.

April 5, 2026

NIST AI RMF in practice: a regulated-industry playbook

How to operationalize the NIST AI Risk Management Framework in a regulated enterprise — and why treating it as a checklist is the wrong instinct.
March 28, 2026

What a fractional Chief AI Officer actually does

The fractional CAIO role has outgrown the consulting-jargon phase. Here is what the job looks like inside a real engagement — and what it does not.

From sultanmeghji.substack.com.

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From substack.frontierfoundry.com.

AI in regulated industries — from the Frontier Foundry team. 3,000+ subscribers.

April 20, 2026

What I Learned at the White House Lunar Interoperability Forum ↗

Originally published by Frontier Foundry on May 17, 2024.
April 17, 2026

Value in the Time of LLMs ↗

Throwback Thursday: While this was released earlier this year, given the growth of our audience and the topics relevance, we thought it would be a good idea to bring it back from the archives!
April 17, 2026

Reserve Capacity and the Emerging Competition Over Batteries ↗

Throwback Thursday: While this was released in 2023, given the growth of our audience and the topics relevance, we thought it would be a good idea to bring it back from the archives!
April 17, 2026

Balancing Innovation and Oversight in the Technological Era: The AI Governance Conundrum ↗

Originally published by Frontier Foundry on January 29, 2024.
April 15, 2026

You Don't Need the GPUs They're Selling You ↗

Open-source projects prove memory bandwidth, not compute, is AI's real bottleneck. The GPU spending spree may be the biggest misallocation in tech history.
March 4, 2026

AI Giants – Complete Series Directory ↗

The complete directory for Frontier Foundry's "AI Giants" series, where we explore the successes and shortcomings of today's biggest AI companies.
February 25, 2026

The Legal AI Security Illusion: How Vendors Sell Contracts Instead of Protection ↗

The fundamental technical risk nobody in the legal AI industry wants to talk about, and what law firms should be asking in 2026.
February 18, 2026

Software Will Be Free. So Why Are Banks and Hospitals Still Paying Like It's 1999? ↗

Despite software development costs falling due to AI, the enterprise software market continues to profit from the systems they have created.
February 11, 2026

AI, Data, and Client Confidentiality: The Legal Industry’s Privacy Dilemma ↗

The legal sector's demand for AI-powered tools tailored to their industry continues to grow, yet privacy and data security concerns slow adoption.
February 4, 2026

AI Giants Pt. 5: Microsoft's $80B Gamble ↗

Microsoft has built the most comprehensive enterprise AI stack in the industry, but inconsistent adoption and mixed consumer reception may hold them back.
January 21, 2026

Emerging Technologies for Community Banks ↗

The banking sector's current technological revolution presents community banks with great opportunities to build their competitive advantage and grow.
January 7, 2026

AI Giants Pt. 4: Perplexity's $20B Bet Against the Media Industry ↗

Perplexity's emergence in AI search is being threatened by an onslaught of lawsuits from publishers claiming the company illegally accessed their materials.
December 17, 2025

On-Chain Reconciliation for Tokenized Securities ↗

The growing adoption rates of smart contracts by key financial institutions promises to streamline and transform traditional reconciliation workflows.
December 4, 2025

AI Giants Pt. 3: OpenAI Sees Red ↗

OpenAI issued an internal "code red" as competing models began gaining ground, revealing how perilous their market leading position truly is.
November 20, 2025

AI Giants Pt. 2: How Google Fixed Gemini's Blurry Vision ↗

A look into Google's history of AI development, Gemini's early struggles, and the 3.0 upgrade that made them one of the top competitors in the AI market.
November 12, 2025

Part 2: AI-Driven Adaptability: Optimizing Trader Behavior for Hedge Fund Success ↗

In today's complex economy, AI-powered analytics paired with human expertise can help provide hedge funds with a new edge to find success.
November 5, 2025

AI Giants Pt. 1: Clouds and Consequences – When Claude Went Dark ↗

Cloud AI systems are only as strong as their infrastructure. Explore how Claude's recent reliability crisis led to a rise in local model adoption.
October 28, 2025

Part 1: The Competitive Edge: How AI is Transforming Hedge Fund Portfolio Management ↗

Hedge funds sit at a critical juncture where privacy-preserving AI systems are unlocking powerful applications that promise to change the future of investing.
October 23, 2025

Centralizing and Decentralizing Forces - The Innovation of Enterprise Technology ↗

We explore the impact of centralizing and decentralizing innovations, and how developments of the past influence our use of technology today.
October 15, 2025

Part 4: The Great Disconnect: Why We Need Hidden Markov Models to Navigate Our Post-Market Economy ↗

A new framework for understanding economic regimes in the age of artificial intelligence.

The SCIF — George Mason NSI.

National-security commentary I contribute as a Fellow at the George Mason University National Security Institute.

January 1, 2025

The SCIF / GMU NSI

NSI Experts Weigh In: The White House's 2025 National Security Strategy ↗

My contribution: strategic technology — AI, biotech, quantum — is the fulcrum of American national power and has to be treated as a whole-of-nation industrial and security project.
November 1, 2024

The SCIF / GMU NSI

NSI Experts in the News — All Things National Security ↗

My three-outcomes analysis of where OpenAI ends up: dominant Big Tech player, acquisition target, or failure — and what each means for U.S. national security.

Op-eds & guest pieces.

February 22, 2022

Bloomberg Opinion

I Quit as FDIC Innovation Chief Because of Regulators' Technophobia ↗

Why I resigned as inaugural Chief Innovation Officer of the FDIC, and what the American banking system still has to confront about AI, quantum, and cyber.
January 1, 2025

Crain's New York Business

Op-ed: The AI bubble will burst. Here's how to get ahead of it ↗

AI spend is outpacing returns. What firms should do now to move past demos and generic LLM plays before the correction lands.
August 30, 2024

The Hill

Did Big Tech bite off more than it can chew with AI? ↗

The case for smaller, tailored models over frontier-scale LLMs — and why the AI future is more narrow than the headlines suggest.
April 18, 2024

Fox News Opinion

Let's use AI to stop fentanyl at the border and keep it from killing Americans ↗

Using AI pattern recognition at ports of entry to interdict fentanyl shipments — a practical national-security application of technology we already have.
February 1, 2025

19FortyFive

Why the U.S. Must Treat Fentanyl Like a War on Terror ↗

The case for a war-on-terror-style, bipartisan operational plan — combining AI, military and intelligence resources — against the fentanyl pipeline.
January 1, 2023

American Banker

Banks should use open tech to ease faster payments migration ↗

Why open-source and shared infrastructure are the shortest path through the U.S. instant-payments transition.

Testimony & regulatory statements.

Regulatory statements and congressional testimony, when they exist in the public record.